There are more than one type of landlord, and depending on what type you are will depend on the mortgage you can get.
If you're buying a property with the intention to let it out, your mortgage is classed as a business loan, not regulated by the Financial Conduct Authority (FCA). This is a major difference to normal residential mortgages. However, at Hello Mortgage we don't see it this way, we treat all Buy To Let mortgages as if they were fully regulated. We believe this ensures the best possible outcome for all our clients regardless if they are first time landlords or experienced portfolio investors.
Portfolio Landlord - Typically you own 4 or more properties and/or have a growing property portfolio. If you are looking to re-mortgage some or all of your portfolio we can help.
Accidental Landlord - This means you became a landlord by accident. You may have inherited a property, or moved in with your partner. Either way, it was not your intention to own a property that you are going to let out.
If this is you, your best using an experienced broker like Hello Mortgage's Buy To Let team.
Not every broker has access to the whole market when it comes to Buy To Lets, we do! As many Buy To Let mortgages are “intermediary only” you can only get them through a broker.
Why choose us?
We are fully authorised and regulated by the FCA
We charge no up front fees
© MyInfinity Finance Limited - All Rights Reserved.
Co. Registration No: 08469710
Authorised and Regulated by the Financial Conduct Authority, Ref: 672182
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Trading/Registered Address: MyInfinity Finance Limited: Suite 20, River drive, Cookson House, South Shields, NE33 1TL
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
MyInfinity Finance Limited acts as a credit broker and are not a lender.
Applicants must be aged 18 and over. Terms and conditions apply. Guarantees and indemnities may be required. The FCA do not regulate some forms of Buy to Let Mortgages. Our services are for UK individuals and businesses only.