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CONSOLIDATION LOANS

 

 

Complete our quick and simple application form.

We search for the best quote tailored to you.

An acceptance could be waiting for you within just a couple
of hours.

Apply

Call: 0191 300 9124

Are you looking for a Consolidation Loan?  If you are looking to consolidate your existing lending into one manageable payment fill in our short application form.  We we’ll try to source you the best rate from our panel of lenders.  Our form is quick and easy to complete and shouldn’t take more than 10 minutes to fill out.

 

Consolidation loans are normally only available to homeowners as they tend to be for larger values.  These types of loans are normally a good option for you if you have several debts, they can help you reduce the monthly repayments to your creditors.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. All rates vary subject to loan amount, loan type and status. Repaying your debt over a longer period of time may increase the amount you pay.

Consolidation Loans

Complete our

quick and simple

application form

Apply

  • We provide a no-obligation quote
  • We will search our panel to find you the best rate tailored to your personal circumstances.
  • Absolutely No Up-Front Fees

Why use MyInfinity Finance?

  • Terms from 1 – 30 years
  • Loans up to £1k to £100k
  • Loans for any purpose
  • Solutions for Mortgage Arrears, CCJ's and Missed payments.
  • Bad Credit, CCJ, Arrears OK

About Consolidation Loans

  • Advantages

    • Your total monthly repayments could be reduced.
    • If your debts have high interest, you could reduce the total amount you have to pay back.
    • It's easier to manage your finances as many debt repayments are consolidated into one monthly payment.
  • Disadvantages

    • Your debts will generally run on over a longer period of time.
    • You won't have as much flexibility negotiating your monthly payments if your circumstances change.
    • Depending on the lender, there could be fees payable to arrange your loan.
    • If you secure the consolidation loan against your property, you risk losing your home if you don't keep up the repayments.
    • You may not be able to consolidate all of your debts.
    • A higher amount of total interest may be payable if you take a consolidation loan out over a longer period of time
    • Consolidation loans may have an adverse effect on your credit rating

Although we have access to a large panel of lenders, we may not be able to provide details of every loan which may be available to you in the market. Some of those alternative loans may be available with more favourable rates or terms. A brokerage fee of up to 10% may apply.

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Co. Registration No: 08469710

Authorised and Regulated by the Financial Conduct Authority, Ref: 672182

Data protection act Reg No: ZA002246

 

Trading/ Registered Address: MyInfinity Finance Limited: Suite 20, River drive, Cookson House, South Shields NE33 1TL.

 

MyInfinity Finance Limited act as a Credit Broker and are not a Lender.

We do not charge our clients for any of our services but may receive commission from any lenders that we are successful in obtaining you finance from.  We will never ask you for any upfront payments. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.

CONTACT/SUPPORT

Support Phone: 0191 300 9124

Email: hello@myinfinityfinance.com

 

 

 

Unsecured loans available up to a maximum £25,000 subject to affordability and creditworthiness checks. Lenders will offer loans of up to £100,000 subject to affordability secured against property. MyInfinity Finance is authorised and regulated by the Financial Conduct Authority and is a broker, not a lender.

As a broker we process the information you provide us and pass this onto our trusted panel of lenders to help you to apply for a loan.

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WARNING!

LATE REPAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS.

FOR HELP GO TO https://www.moneyadviceservice.org.uk/en

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

 

ALL RATES VARY SUBJECT TO LOAN AMOUNT, LOAN TYPE AND STATUS. REPAYING YOUR DEBT OVER A LONGER PERIOD OF TIME MAY INCREASE THE AMOUNT YOU PAY.

 

Representative example for unsecured loans: £3,000 over 3 years, representative 49.9% APR fixed, Monthly payment £146.39, Interest payable £2,269.91, Total repayable £5,269.91, Annual Interest Rate 41.2% fixed.

 

Unsecured rates from 7.1 – 99.9% APR. Loan terms from 1 - 5 years.

 

Representative example (secured, if you choose to add fees to the loan): Assumed borrowing of £25,000 over 120 months, plus a broker fee of £2,500 and a lender fee of £250 would result in monthly repayments of £345.55, the borrowing rate is 8.6% (variable), the APRC is 11.7% (variable), total charge for credit £16,466.00 and the total amount payable £41,466.00. You can opt to pay the lender and/or broker fees upfront, your adviser will discuss these options with you.

 

Secured rates from 5.6% - 51.1% APR. Loan Terms from 3 - 25 years.

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